Thahla Loans Story
Thahla Loans was founded in 2025 by Ncediwe Mncube, a visionary entrepreneur with a passion for empowering individuals through accessible and responsible financial solutions. Proudly 100% Black woman-owned, Thahla Loans was built on the belief that everyone deserves a fair opportunity to achieve financial freedom regardless of their background or circumstances.
From humble beginnings in Richards Bay, KwaZulu-Natal, the company has grown into a trusted financial partner for South Africans seeking quick, transparent, and reliable loan services. At Thahla Loans, we don’t just provide loans, we provide support, guidance, and empowerment to help our clients build brighter financial futures.
As a fully registered and compliant financial service provider, Thahla Loans operates with integrity and accountability at its core.
Authorised Credit Provider
NCRCP No: 22483 | Company No: 2025/291988/07Our goal is simple - to make borrowing easy, honest, and human. With every application, we aim to deliver not just funds, but hope and opportunity.
Our Vision
At Thahla Loans, our vision is to become South Africa’s most trusted and accessible financial partner, known for making a real difference in people’s lives. We strive to create a future where every individual regardless of their background, location, or income has access to fair and transparent financial solutions
We envision a nation where financial freedom is not a privilege but a possibility for everyone. Through innovation, integrity, and community-driven values, we aim to empower our clients to overcome financial challenges, achieve their goals, and build lasting stability for themselves and their families.
Our Mission
At Thahla Loans, our mission is to uplift and empower individuals and communities through accessible, transparent, and responsible lending creating opportunities for growth, stability, and a brighter financial future for every South African we serve.
Borrowing simple, honest, and stress-free by offering fair, accessible financial solutions that meet the everyday needs of South Africans, helping them take control of their finances and live with greater peace of mind.
Providing a quick, reliable, and transparent loan solutions that empower South Africans to achieve financial freedom, while promoting responsible borrowing and building lasting relationships based on trust and integrity.
What drives us every day
At Thahla Loans, our values guide everything we do. They define how we serve our clients, how we operate as a business, and how we contribute to our community.
Integrity - We believe in doing business the right way with honesty, fairness, and transparency at every step. Our clients trust us because we keep our promises.
Empowerment - We’re passionate about helping people take control of their finances. Every loan we provide is an opportunity to uplift, educate, and empower our clients.
Customer Commitment - Our clients are at the heart of everything we do. We listen, we care, and we go the extra mile to provide simple, reliable, and supportive financial solutions.
Community - We are proudly South African and deeply rooted in the communities we serve. Our goal is to create positive impact — one client, one family, and one business at a time.
Accountability - We take responsibility for our actions and decisions. Every member of our team is committed to upholding the highest standards of professionalism and service.